Specialized products
Business is not once it once was. There are so many other complexities that come with the field and we have you covered. From hackers to errors that get made along the way, we have a coverage to best suit your needs.
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Cyber Risk Liability — exposures associated with unauthorized use of computer files (hackers).
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Directors and Officers Liability — reimbursement for losses associated with defense costs.
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Errors and Omissions Liability — covers unintentional mistakes which cause financial harm.
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Business Income Protection — allows a company to operate after a loss, while the operations are being restored.
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Additional Expenses — covers temporary expenses that may be required after a loss (rental of equipment/short-term lease of alternate space etc.)
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Earthquake, Flood and Sewer backup — are all important additional coverages for any business.
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Residential Course of Construction — protects from losses and damage to structures and materials occurring during new construction and renovationsm.
We strongly advise that every business takes on ongoing inventory of all assets. Compile an ongoing spreadsheet and photographs of each and every item.
